5 Things You Probably Didn’t Know About Marriage in Quebec
The decision to get married is momentous. There are a lot of small and large things that can change during this time. For some couples, this might include finding a new home or combining homes. There may be decisions about changing legal names and personal issues, such as whether or not to have children and which spouse takes care of specific life responsibilities.
Some married couples don’t notice much change at all after the ceremony because they’ve already combined their lives in a number of ways prior to the marriage. Regardless of the type of couple you are, there are likely a few things about being married that you didn’t know.
Top Five Things that Many Couples Don’t Know About Marriage in Quebec
While many things about married life are universal throughout the world, there are a few things that are specific to the region where you live. Marriage in Quebec is no different. Here are five of the things that married couples in Quebec should know:
1. Quebec married couples need to be covered under the same group insurance policy from work.
This means that you can’t be covered under separate employment insurance and neither spouse can have insurance that only covers them. If you’re covered under the group insurance policy from work as a single person prior to the marriage, you need to either add your spouse to maintain proper coverage.
2. Your spouse’s income and employment records need to be included if you apply for any loans or bursaries.
As a married couple, both incomes are counted in any loan agreement. Many institutions will also look at employment and financial histories that predate the marriage.
3. Your spouse will not automatically inherit your estate if you should suddenly pass away.
In fact, any person who passes without having a legal will falls under the category of dying intestate. Married couples may want to consider drawing up a will. In Quebec, when someone dies intestate their estate is divided according to the civil code, which can include your spouse, children, parents, and siblings. While this may work fine for your situation, you should research the civil code to see if drafting a will might work better for your needs.
4. Neither partner can sell any family residence without consent from the other spouse.
Both parties have to consent in any property sale, even if the property was an inheritance from one spouse’s family, a gift, or an asset purchased prior to the marriage.
5. Income taxes must be declared jointly as a married couple.
Couples who have lived together for more than one year are considered common law married and also need to file taxes together as a family.